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Welcome to Valeo

Valeo is set to launch on IOS TestFlight in January 2026. Please note: there are currently impersonator accounts claiming to be Valeo. Valeo has no token at this time. For your safety, only trust and follow official Valeo links and channels.

Valeo is a next-generation financial platform that bridges traditional banking with decentralized finance. Built on blockchain technology, Valeo provides users with complete control over their digital assets while delivering the convenience and familiarity of traditional banking services.

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Welcome to Valeo

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The Valeo App

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Valeo Cards

Core Value Proposition

Valeo combines three fundamental pillars to deliver a superior financial experience:

Pillar
Description
Benefit

Self-Custody

Non-custodial architecture with user-controlled private keys

Complete ownership and control of assets

Instant Settlement

Blockchain-based transactions with real-time finality

No waiting periods or settlement delays

Global Access

Borderless payments and transfers 24/7/365

Financial services without geographic restrictions

Key Features

Digital Asset Management

  • Multi-currency wallet supporting major cryptocurrencies

  • Real-time portfolio tracking and performance analytics

  • Secure self-custody with military-grade encryption

Seamless Payments

  • Instant peer-to-peer transfers globally

  • QR code-based payment system

  • Transaction history and receipt management

Banking Integration

  • Virtual and physical card issuance (coming soon)

  • Spend crypto anywhere Visa is accepted

  • Real-time conversion at point of sale

How Valeo Differs from Traditional Banking

Feature
Traditional Banking
Valeo

Account Control

Bank holds and controls funds

User maintains complete custody

Operating Hours

Limited to business hours

24/7/365 availability

International Transfers

2-5 business days, high fees

Instant, minimal network fees

Account Opening

Extensive documentation, weeks

Minutes with email verification

Transaction Reversibility

Yes, with limitations

Immutable blockchain transactions

Geographic Restrictions

Country-specific regulations

Borderless by design

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