Cards Overview

Card Product Suite

Valeo Cards bridge cryptocurrency and traditional payment infrastructure, enabling users to spend digital assets anywhere Visa is accepted.

Card Types:

Card Name	Form	Availability	Features
Valeo One	Virtual Card	Q1 2026	Instant issuance, online payments, subscription management
Valeo Mille	Physical Card	Q1 2026	Most exclusive crypto card, limited to 1,000 pieces, VIP perks.

How Valeo Cards Work

Transaction Flow:

1. Card Presented at Merchant (Physical/Virtual)
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2. Merchant Requests Authorization (Visa Network)
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3. Valeo Receives Authorization Request
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4. Real-Time Crypto → Fiat Conversion
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5. Balance Check & Fraud Detection
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6. Authorization Approved/Declined
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7. Crypto Debited from User Wallet
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8. Fiat Settled to Merchant (T+1/T+2)
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9. Transaction Appears in App Instantly

Conversion Mechanism:

Step	Process	Time	Example
Merchant charges	USD amount	Instant	$50.00 purchase
Spot rate check	Crypto/USD pair	<100ms	1 USDC = $1.00
Crypto debit	Wallet balance reduction	<1 second	-50 USDC
Fiat settlement	Merchant receives USD	1-2 days	$50.00 credited

Supported Currencies

Spending Currencies:

Asset	Conversion	Fees	Supported
USDC	1:1 to USD	0%	✓ Primary
SOL	Real-time spot rate	0.5%	✓
USDT	1:1 to USD	0%	✓
Other tokens	Via auto-swap	1%	Coming soon