> For the complete documentation index, see [llms.txt](https://docs.valeo.one/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.valeo.one/getting-started/images-and-media.md).

# Using Valeo day-to-day

**Daily Operations Overview**

Valeo is designed for seamless daily financial management:<br>

<figure><img src="/files/8PBaCxduxpBLnL1fsE7w" alt="" width="188"><figcaption></figcaption></figure>

#### **Payment Scenarios**

**Scenario 1: Paying a Friend**

1. Friend shows Valeo QR code
2. You scan code with app
3. Amount auto-filled or enter manually
4. Add optional memo
5. Authenticate and send
6. Friend receives instant confirmation

**Scenario 2: Receiving Payment for Services**

1. Generate receive QR code
2. Show to client
3. Monitor app for incoming payment
4. Verify amount received
5. Send confirmation/receipt

**Scenario 3: Recurring Payments** (Future Feature)

* Set up automated payment schedule
* Define amount and frequency
* Enable with biometric confirmation
* Automatic execution on schedule

#### **Best Practices for Daily Use**

**Security Practices:**

1. Always verify recipient address before sending
2. Start with small test transactions for new contacts
3. Enable biometric authentication for all transactions
4. Regularly review transaction history for unauthorized activity
5. Keep app updated to latest version

**Financial Management:**

1. Monitor balance daily
2. Track spending patterns via transaction history
3. Set personal spending limits
4. Maintain reserve for network fees
5. Consider portfolio diversification

**Operational Efficiency:**

1. Save frequently used addresses
2. Use QR codes for faster transactions
3. Add memos to categorize expenses
4. Export transaction history monthly
5. Enable push notifications for confirmations